The Retirement Guys: Messed up Easter egg huntWritten by Nolan Baker Mark Clair | | firstname.lastname@example.org
Remember when you were a kid and got to go on an Easter egg hunt at Easter time?
I (Mark) can remember hunting for eggs but it seemed like they were the same eggs that my mother helped me and my two sisters color the day or two before. Am I imagining things or did I help create what I had to hunt for later? It always seemed there was that one egg we did not find until it started rotting and we found it through our sense of smell. These days the kids don’t always hunt for the real eggs. It is usually brightly colored plastic eggs filled with candy. Back in the day, we hunted for the real boiled eggs and we liked it that way (on second thought, maybe we would have preferred eggs filled with candy).
My kids always loved Easter. I would like to say that they loved it because of the real reason for Easter Sunday — the resurrection of our Savior Jesus Christ, but if we are honest here, it was probably the Easter baskets filled with candy and the thrill of the elaborate Easter egg hunt my wife Lisa would plan out every year. At our house, each Easter egg did not contain candy, but a clue about where to look for the next egg. Kind of like a scavenger hunt. If you were successful in finding all the eggs, the payoff was a big Easter basket filled with jellybeans, chocolate eggs and those wonderful sugarcoated marsh mellow treats call “Peeps.” I am kind of weird because I actually like my Peeps a little hard and chewy. I open the package and let the air get to them a few days before eating. I know — very messed up.
Speaking of messed up, we have to get a little morbid here and talk about the fact that someday none of us are going to be here. This points back to what Easter is really about — The Risen Savior. As the saying goes on Easter, “He is Risen Indeed!” But what about those we love who are left behind to carry on when we are gone? What can happen is a “messed up Easter egg hunt.”
When we pass on, someone has to deal with all of the business we left unfinished. It turns into a hunt for all of the important papers and all of the information that is necessary to settle the affairs of the deceased. This is not a fun job and can be very frustrating. It can be like detective work piecing together all the information and, unlike the Easter egg hunt my kids went on, one clue does not necessarily lead to the next.
Here is what you can do to make it easier for those left to deal with your affairs. With each estate plan I prepare for our clients, I provide them a “location list.” This is a list of where all important papers and documents are kept. It also lists things like bank accounts, life insurance, etc. You can make your own location list. Just sit down and spend a few minutes listing important items and keep the list with your will or trust so it is easily found.
Second, we provide a checklist called “Actions upon death or disability.” This lists things that should be done that you can check off the list such as ordering death certificates, making an appointment to discuss funeral arrangements, notifying Social Security, etc.
One of the useful tools that The Retirement Guys are making available to our clients and those that listen to us at 1 p.m. Saturdays on 1370 WSPD or read us right here at Toledo Free Press, is called “The Survivors Checklist” — things that need to be done when a loved one dies. You can get a free copy by going to www.retirementguysnetwork.com and sending us an email request.
Don’t make your family have to experience a “messed up Easter egg hunt.” Take steps to get this valuable tool and sit down for a few minutes and write some things down. They will really be glad you did. By the way, if you use real eggs in your Easter egg hunt, be sure you find them all. And remember, when you think retirement, think The Retirement Guys.
For more information about The Retirement Guys, tune in every Saturday at 1 PM on 1370 WSPD or visit www.retirementguysradio.com. Securities and Investment Advisory Services are offered through NEXT Financial Group Inc., Member FINRA / SIPC. NEXT Financial Group, Inc. does not provide tax or legal advice. The Retirement Guys are not an affiliate of NEXT Financial Group. The office is at 1700 Woodlands Drive, Suite 100, Maumee, OH 43537. 419-842-0550