Retirement Guys: Live 1,000 yearsWritten by Nolan Baker Mark Clair | | firstname.lastname@example.org
One of the most common themes folks have when they come into our office for planning advice is the fear of “outliving my money.” We spend a lot of time in our lives stressing about money. It can be a lot of pressure on those who are responsible for “bringing home the bacon.” This stress can lead to a negative outlook on life.
When I (Mark) think about my life so far, I feel fortunate. I do admit that I too share the stress about money. Yet when I think about what our predecessors endured, such as the Great Depression and World War II, I wonder if we have iit that badly. I guess it depends on your point-of-view. When I watch old movies that depict these hard times of the past, I am amazed at the perseverance of those who are struggling. A father or mother trying to find a day’s work or begging to have something to feed the family that night for supper. Entire families packed up and moved west looking for work without any guarantee of finding it.
Speaking of point of view, The Retirement Guys recently had the privilege of attending an educational conference and being entertained by Giovanni Livera. Livera is a motivational speaker and also a magician. He used to be the official magician for the Orlando Magic basketball team. He walked on stage with a brief case that was about 3 inches thick and pulled out of it a bowling ball, which he dropped on the ground with a thud to prove it was real. The theme of the talk was that “anything is possible.”
As he continued to amaze the audience, he talked about how anything is possible and how much depends on one’s perspective. Obviously much of his act was based on illusion, but I still do not know how he diverted the attention of his audience to appear to pull that bowling ball out of his briefcase.
Another part of his act was based on belief. He gave everyone in the audience a penny and a card that had a small hole in it. We had three minutes to get the penny through the hole without tearing the card. It appeared impossible. I gave up after about the first minute. As it turns out, it was very possible to get the penny through the hole without tearing the card. Out of a room of 250 people, there were two who figured it out. They kept trying until they accomplished what seemed to be impossible.
If we are constantly focused on a negative outlook, we end up wasting so much time. I recently got back in contact with my cousin Barry after many years through the magic of Facebook. On Barry’s Facebook page was a blog he wrote about not being too thrilled about turning age 50. He was disappointed in what he had accomplished in his first 50 years. The truth be told, he has accomplished a lot as a pastor of a church in which he has had a positive effect on many people’s lives. In his blog Barry writes, “Don’t get me wrong, I’ve had a good life so far. I have had the privilege of giving 27 of those 50 years to God in full-time ministry. But I had hopes for more success at this point. And now I feel the sand in the hourglass falling faster. I find myself at halftime, in the locker room, looking back and evaluating the match so far. Have I stuck to the game plan? Are there adjustments that I need to make? In his book “Half Time,” Bob Buford writes, “The game is won or lost in the second half, not the first. It’s possible to make some mistakes in the first half and still have time to recover.”
The one thing I know about Barry is he has a great perspective on what is important in life and he takes the time to enjoy life. Livera inspires audiences to create richer, more meaningful lives by teaching them how to “Live a Thousand Years,” by not wasting time on worry and by believing anything is possible. It is never too late to get your financial house in order and get busy living. Do this not only by planning to not outlive your money, but do it by how you live your life right now and what you spend your time on in the future.
For more information about The Retirement Guys, tune in every Saturday at 1 p.m. on 1370 WSPD or visit www.retirementguysradio.com. Securities are offered through NEXT Financial Group Inc., Member FINRA / SIPC. NEXT Financial Group, Inc nor its representatives provide tax advice. The Retirement Guys are not an affiliate of NEXT Financial Group. The office is at 1700 Woodlands Drive, Suite 100, Maumee, OH 43537.